Commonly required documents include proof of identity (such as a driver's license or passport), and proof of residence (such as utility bills).

The approval process can vary depending on the lender and the application details, but many lenders offer instant decisions.

Some lenders may charge application fees or origination fees. It's essential to review the terms and conditions carefully to understand any associated fees.

Yes, some lenders offer, specifically designed for individuals with poor credit history. However, these requirments may come with higher interest rates or stricter terms.

If you're unable to repay on time, contact your lender immediately to discuss possible options. Depending on the lender, you may incur additional fees or penalties, and your credit score could be affected.

Some lenders allow early repayment without penalties, while others may charge prepayment fees. It's essential to review the terms of your agreement or contact your lender to understand their policies regarding early repayment.